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Graduate PLUS Loan Repayment Sample

To assist you with determining the amount of loan you can afford to borrow, we are pleased to provide you with a sample repayment chart for the Federal PLUS loan for graduate students. Repayment of the PLUS loan for graduate students begins immediately after the loan is fully disbursed. The following chart is based on an 8.50% interest rate.

Amount Borrowed Number of Payments Payment per Month Total Interest Total Financed
$1,000 22 $50 $82 $1,082
$2,000 48 $50 $359 $2,359
$2,625 66 $50 $669 $3,294
$5,000 120 $62 $2,439 $7,439
$10,000 120 $124 $4,879 $14,879
$15,000 120 $186 $7,318 $22,318
$20,000 120 $248 $9,757 $29,757
$25,000 120 $310 $12,196 $37,196
$30,000 120 $372 $14,635 $44,635
$35,000 120 $434 $17,075 $52,075
$40,000 120 $496 $19,513 $59,513
$45,000 120 $558 $21,953 $66,953
$50,000 120 $620 $24,392 $74,392
$55,000 120 $682 $26,831 $81,831