Loan Counseling: Direct Loan Servicing Information
Make Your Payments on Time
The loan servicer will provide information about repayment and will notify the borrower of the date loan repayment begins. It is very important that student borrower's make the full loan payment on time either monthly (which is usually when borrower's pay) or according to the borrower's repayment schedule. If the student borrower doesn't, they could end up in default, which has serious consequences. Student loans are real loans—just as real as car loans or mortgages. You have to pay back your student loans.
For questions about loan repayment or other loan servicing issues, a borrower should contact his or her loan servicing center.
Aspire Resources Inc
Direct Loan Servicing Center
Department of Education Student Loan Servicing Center (ACS)
TDD/TTY: 800.662.1220 within New York State
TDD/TTY: 800.855.2880 outside New York State
FedLoan Servicing (PHEAA)
TDD/TTY: The 711
Great Lakes Education Loan Services Inc.
VSAC Federal Loans